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Understanding your credit score is key to saving money

A credit score is all about how you handle credit, including paying it back. The impact of your habits can also have a huge impact on how much your monthly credit card payments are, what kind of mortgage you can get and more. 

Don’t be a victim of the overdraft fee spiral

You know how easily it can happen. You pay for groceries or gas or some other necessity with your debit card. Then an automatic payment you forgot about goes into your account. All of the sudden, you’re overdrawn. The bank charges a fee. Then another payment goes in and since you have $25 (or $28 or $35) less in your account than what you’d budgeted, there isn’t money for that payment. You get charged another fee.